tag:blogger.com,1999:blog-23886316.post1867028528710909761..comments2023-11-05T02:07:25.413-08:00Comments on Bayne's Poker Suffering: An Early Happy Holidays from CitibankBayne_Shttp://www.blogger.com/profile/00102763865455445325noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-23886316.post-36962727873326854962009-10-27T15:01:45.585-07:002009-10-27T15:01:45.585-07:00"Even when you pay off Citi each month they c..."Even when you pay off Citi each month they collect 1.5% fees off amount of purchase and I have a complete FAWK Citi mind set at moment."<br /><br />Which is why credit card companies offer rewards. Citi sucks, come sign up for Cap 1. :) But honestly, you should shop around since there are awesome deals out there. If you have awesome credit score, you should check out BofA or Wells Fargo.<br /><br />I currently have a credit card from BOA (got same offer from WF but theirs came in later than BOA) of 0% on purchases until Oct 2010 as long as I pay minimum balances. I use CC for everything and now, instead of paying balances of each month, it goes straight to savings. Free money.<br /><br /><br />PS, at least you read the opt out notice on change in terms. Nothing like customers who throw them away and then complain that cc companies all of a sudden changes terms without notifying them. To them, I say read your sh*t and be responsible. Don't blame the companies.Alan aka RecessRampagehttps://www.blogger.com/profile/00544791207717813141noreply@blogger.comtag:blogger.com,1999:blog-23886316.post-24715333602491363632009-10-22T09:44:32.653-07:002009-10-22T09:44:32.653-07:00I don't know credit difference between walking...I don't know credit difference between walking away and foreclosure since I rent. <br /><br />Home buying is a leveraged investment and if you are living in a house and can afford to continue making payments it probably makes financial sense to keep paying if under water but if foreclosure is inevitable I would rather see Citi take more of a hit.<br /><br />Even when you pay off Citi each month they collect 1.5% fees off amount of purchase and I have a complete FAWK Citi mind set at moment.Bayne_Shttps://www.blogger.com/profile/00102763865455445325noreply@blogger.comtag:blogger.com,1999:blog-23886316.post-6736741412271512192009-10-22T07:44:50.417-07:002009-10-22T07:44:50.417-07:00Congrats on making the moolah on Citi!
What's...Congrats on making the moolah on Citi!<br /><br />What's the impact on a credit report from a person who walks away rather than is foreclosed upon?<br /><br />Full Disclosure SUCKS!:<br /><br />I must disclose that I have a Citi card but I use them like a AMEX card rather than a balance carrying card.Anonymoushttps://www.blogger.com/profile/02410283959928305499noreply@blogger.com